Terms of Services

Welcome to Universe Pankaj (https://universepankaj.com). By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. If you do not agree to these terms, please discontinue use of the website immediately.


1. Acceptance of Terms

By using this website, you confirm that you have read, understood, and agreed to be bound by these Terms of Service, along with our Privacy Policy, Disclaimer, and Affiliate Disclosure.


2. Use of Content

  • All articles, reviews, buying guides, and resources published on Universe Pankaj are for informational and educational purposes only.

  • You may read, share, and link to our content for personal, non-commercial use.

  • You may not copy, republish, or redistribute our content, in whole or in part, without prior written permission from us.

  • We reserve the right to update, modify, or remove any content on this website without prior notice.


3. User Responsibilities

When using our website, you agree:

  • Not to engage in any activity that could damage, disable, or interfere with the website’s proper functioning.

  • Not to use the website for any unlawful, harmful, or fraudulent purpose.

  • To provide accurate information if submitting comments, forms, or inquiries.

  • To respect intellectual property rights and not misuse our content.


4. Third-Party Links & Affiliates

  • Our website may include links to third-party websites, products, or services. These are provided for convenience only.

  • We do not guarantee the accuracy, reliability, or availability of content from third-party websites.

  • We are not responsible for any damages or issues that may result from using third-party services.

  • Some links on our site may be affiliate links, meaning we may earn a small commission at no extra cost to you if you make a purchase through them.


5. No Professional Advice

The information on Universe Pankaj is based on research, knowledge, and personal opinions. It should not be considered as professional, financial, legal, or technical advice. Users are encouraged to do their own research or consult professionals before making purchasing or business decisions.


6. Limitation of Liability

  • While we make every effort to ensure accuracy and reliability of our content, we do not guarantee that all information is complete, up-to-date, or error-free.

  • Universe Pankaj and its owner shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website.

  • Your use of the website is at your own risk.


7. Modifications to Terms

We reserve the right to revise or update these Terms of Service at any time without prior notice. The latest version will always be posted on this page with the updated “Last Updated” date. Continued use of the website after changes means you accept the revised terms.


8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.


9. Contact Us

If you have any questions about these Terms of Service, you may contact us at:

Universe Pankaj
Owner: Pankaj Kumar Mandal
Website: https://universepankaj.com
Email: pankaj32mandal@gmail.com